- Approval within 24 hours.
- No hidden charges.
- Repayment matched to policy term.
- KRA PIN & National ID.
- Latest 3 months’ bank or M-Pesa statements.
- Insurance premium invoice / policy schedule.
- Proof of income (payslips or business statements).
- 2 passport-size photos.
A clear breakdown of charges and terms – so you can focus on protection, not heavy upfront costs.
Interest: 4% flat rate
Application Fee: KES 1,000
Loan Processing: 2% of approved premium amount
Flexible Tenure: Up to 10 months repayment
We work alongside reputable partners to bring you faster, safer, and more flexible financial solutions.
We’ve answered some of the most common questions to help you move faster and borrow smarter.
If all requirements are met, it typically takes 24–48 hours for funds to be disbursed.
No. We have both secured and unsecured loans — some don’t require collateral at all.
It depends on the vehicle value, your repayment ability, and other terms.
These vary by loan type, but good security and the ability to repay are essential.
No – we offer flexible options, including loans that don’t need collateral.